Financial Options: How to afford your surgery

With the country’s economy going through a time of tremendous crisis, it is difficult to imagine being able to afford cosmetic surgery. At Finesse, we offer various forms of financing in order to facilitate manageable payment plans. There is a general misconception that only high-income, wealthy families can afford elective surgery; this is simply a fallacy. The great majority of cosmetic surgery patients are made up of average income, middle class families. The cost of surgery has been declining, making it an increasingly viable option to a larger number of people. Finesse is partnered with two of the most reputable patient financing companies, allowing the patient to choose the payment plan that best suits them. Care Credit and Capital One offer simple, straightforward plans that can assist patients of almost any income.

Aside from accepting most major credit cards (Visa, MasterCard, and American Express), Finesse offers Care Credit payment plans. Care Credit is the nation’s leading payment program from cosmetic surgery patients. It allows the patient to finance 100% of their surgery, with no up front costs, annual fees, or pre-payment penalties. Payments as low as 3% of the balance can be made, with no interest accrued through a set time period. Care Credit is endorsed by the American Society of Plastic Surgeons and has aided many patients in affording the surgery that they desperately wanted or needed.

Capital One Healthcare is a financing option with attractive rates and a variety of payment options. Procedures from $1,500 up to $25,000 can be financed through Capital One Healthcare with fixed rates and unchanging monthly payments. With terms up to 60 months, no hidden charges of fees, and no pre-payment penalties, the average patient can afford an extraordinary cosmetic procedure. Attractive interest-free options and easy approval are just some of the many advantages of using Capital One Healthcare.

July 24 2009 09:50 am | cosmetic surgery financing

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